Best Guide to the Croatia Digital Nomad Visa in 2024

Croatia Digital Nomad Visa Quick Visa Facts

Croatia has recently introduced a dedicated digital nomad visa, making it easier for remote workers and location-independent professionals to live and work in the country. Here are some quick facts about this visa:

📋 Visa Type: Temporary Stay Visa for Digital Nomads

🕰️ Duration: 1 year, with the possibility of extension for another year

🌐 Eligibility: Open to third-country nationals (non-EU/EEA citizens) who can demonstrate employment or self-employment outside of Croatia, with a steady income from remote work.

💰 Income Requirement: Applicants must have a monthly income of at least €2,500 for the main applicant, plus an additional €500 for each accompanying family member.

💻 Work Restrictions: Digital nomads are allowed to work remotely for their foreign employers or clients but are not permitted to engage in any income-generating activities within Croatia.

📄 Required Documents: Applicants must provide proof of employment or self-employment, income statements, health insurance coverage, and a clean criminal record, among other documents.

🏡 Accommodation: Proof of accommodation in Croatia, such as a rental contract or property ownership documentation, is required.

🚻 Family Members: Spouses and unmarried children under 18 years old can be included in the application as accompanying family members.

💼 Application Process: Applications can be submitted at Croatian diplomatic missions or consular offices abroad, or at police stations within Croatia for those already in the country on another visa.

⏳ Processing Time: The processing time for the digital nomad visa can vary but typically takes around 30-60 days.

💶 Fees: The visa application fee is approximately €100, with additional fees for administrative processes and biometrics.

By introducing this dedicated visa, Croatia aims to attract digital nomads and remote workers, recognizing the economic and cultural benefits they can bring to the country. With its beautiful landscapes, rich history, and growing digital infrastructure, Croatia is positioning itself as an attractive destination for those embracing the digital nomad lifestyle.

NOTICE: The content of this article is not to be considered as a legal opinion, financial advice or tax advice. Millionaire Wealth Guide does not hold itself out as a legal, financial or tax advisor. If you want to receive a legal opinion or tax advice on the matter in this article please contact us directly and we will refer you to a legal practitioner.

Living in Croatia as a digital nomad

Cost of Living

Living in Croatia as a digital nomad can be a cost-effective choice compared to other European countries. The country offers a lower standard of living, making it an affordable option for those looking to explore Europe on a budget. With a diverse range of destinations catering to digital nomads, Croatia provides a unique opportunity to experience the beauty of its landscapes while maintaining a comfortable lifestyle.

When it comes to expenses, accommodation is typically the largest cost for digital nomads. Renting a one-bedroom apartment outside of the city center can range from €500 to €1,000 per month, depending on the location. In cities like Zagreb, Split, and Zadar, you can find a variety of accommodation options to fit your budget.

In terms of daily expenses, Croatia offers reasonable prices for groceries and dining out. Grocery items such as apples, cheese, bread, and bananas are significantly cheaper in Croatia compared to the United States. Similarly, restaurant items like beer, coffee, and meals at mid-range or inexpensive restaurants are more affordable in Croatia.

Transportation costs in Croatia are also relatively lower, with public transportation tickets and taxi fares costing less than in many other European countries. Gasoline prices may be slightly higher, but overall, getting around the country is budget-friendly for digital nomads.

Overall, Croatia provides a cost-effective option for digital nomads looking to work and explore a beautiful European destination. With affordable living expenses, a supportive digital nomad community, and a range of activities to enjoy, Croatia offers a unique opportunity for remote workers seeking an enriching experience without breaking the bank.

Eligibility Requirements

Application Process

Documents Required for Applying for Croatia Digital Nomad Visa

To ensure a smooth and successful application process for the Croatia digital nomad visa, it’s essential to gather and prepare the necessary documents beforehand. Here’s a comprehensive list of the documents typically required:

1. Valid Passport: Your passport must be valid for at least three months beyond the intended stay in Croatia and have at least two blank pages for visa endorsement.
2. Completed Application Form: You’ll need to fill out the official application form for a temporary stay visa, providing personal details, employment information, and other relevant data.
3. Passport-sized Photos: Two recent passport-sized photographs with a white background are required for the application.
4. Proof of Employment or Self-Employment: You must provide documentation that clearly demonstrates your employment or self-employment status outside of Croatia. This could include an employment contract, pay stubs, bank statements, or proof of business ownership and income.
5. Income Statements: Applicants must provide evidence of a steady income from remote work, such as bank statements, tax returns, or employer letters confirming your income. The minimum monthly income requirement is €2,500 for the main applicant and an additional €500 for each accompanying family member.
6. Health Insurance: You’ll need to present proof of comprehensive health insurance coverage valid in Croatia for the duration of your stay.
7. Proof of Accommodation: Submit documentation confirming your accommodation arrangements in Croatia, such as a rental contract, property ownership documents, or a letter from a host confirming your stay.
8. Criminal Record Certificate: A recent criminal record certificate or police clearance from your country of residence and any country where you have resided for more than a year in the past five years is required.
9. Travel Itinerary: Provide details of your intended travel plans, including flight reservations or other transportation arrangements.
10. Sufficient Funds: You may need to demonstrate that you have sufficient funds to cover your living expenses in Croatia for the duration of your stay.
11. Additional Documents for Family Members: If you’re applying with accompanying family members, you’ll need to provide additional documents, such as marriage certificates, birth certificates, and proof of financial support for dependents.

It’s important to note that document requirements may vary slightly depending on your specific circumstances and the Croatian embassy or consulate where you’re applying. It’s always advisable to check the most up-to-date requirements and consult with the appropriate authorities before submitting your application.

Apply for Croatia Digital Nomad Visa at the Embassy

While Croatia offers the convenience of an online application system for the digital nomad visa, some applicants may prefer or be required to submit their application in person at a Croatian embassy or consular office.

If you choose to apply for the Croatia digital nomad visa at an embassy, here are the steps you’ll need to follow:

1. Locate the Nearest Embassy or Consulate: Identify the Croatian embassy or consulate closest to your place of residence. You can find a list of Croatian diplomatic missions on the website of the Ministry of Foreign and European Affairs.
2. Check Appointment Requirements: Many embassies and consulates require applicants to schedule an appointment in advance. Check their website or contact them directly to inquire about their specific appointment procedures and requirements.
3. Prepare the Required Documents: Gather all the necessary documents listed in the “Documents Required for Applying for Croatia Digital Nomad Visa” section. Make sure to have original copies and photocopies of each document, as instructed by the embassy or consulate.
4. Obtain Visa Application Forms: The embassy or consulate will provide you with the official visa application forms, or you may be able to download them from their website. Fill out these forms accurately and completely.
5. Submit Your Application: On the day of your appointment, arrive at the embassy or consulate with all the required documents and completed forms. Be prepared to provide biometric data, such as fingerprints and photographs, if required.
6. Pay the Visa Fee: Most embassies and consulates accept payment for the visa application fee in cash or by credit/debit card. Check their preferred payment methods and have the exact amount ready.
7. Provide Additional Information (if requested): During the appointment, a consular officer may ask you additional questions or request further documentation related to your employment, income, or travel plans. Be prepared to provide clarifications or supporting evidence as needed.
8. Collect Your Passport with Visa: Once your application is processed, you’ll be notified to collect your passport with the digital nomad visa affixed. The processing time can vary, but it typically takes several weeks.

It’s important to note that embassy or consulate procedures may differ slightly based on your location and individual circumstances. Always check the specific requirements and guidelines provided by the Croatian diplomatic mission where you’ll be submitting your application.

By applying in person, you have the opportunity to discuss any questions or concerns directly with consular staff and ensure that your application is complete and accurately submitted.

Apply for the Croatia Digital Nomad Visa Online

In addition to submitting your application in person at a Croatian embassy or consular office, Croatia has introduced an online application system for the digital nomad visa, making the process more convenient and accessible for remote workers worldwide.

To apply for the Croatia digital nomad visa online, follow these steps:

1. Visit the Official Website: Go to the official website of the Croatian Ministry of Foreign and European Affairs (www.mvep.hr) and navigate to the section dedicated to the digital nomad visa.
2. Create an Account: Create a personal account by providing your basic personal information and contact details. This account will allow you to track the status of your application and receive updates throughout the process.
3. Complete the Online Application Form: Fill out the online application form with all the required personal, employment, and travel details. Double-check your entries for accuracy before submitting.
4. Upload Supporting Documents: You’ll be prompted to upload digital copies of all the necessary supporting documents, such as your passport, proof of employment or self-employment, income statements, health insurance coverage, and proof of accommodation in Croatia.
5. Pay the Application Fee: The online system will guide you through the payment process for the visa application fee, which can typically be made using a credit or debit card.
6. Submit Your Application: Once you’ve completed all the required fields and uploaded the necessary documents, review your application carefully before submitting it electronically.
7. Schedule an Appointment (if required): Depending on your specific circumstances, you may need to schedule an appointment at a Croatian embassy or consular office for an in-person interview or to provide biometric data (fingerprints and photographs).

The online application system aims to streamline the process and reduce the need for physical document submissions, making it more convenient for digital nomads who may be constantly on the move. However, it’s crucial to ensure that you meet all the requirements and provide accurate and complete information to avoid any delays or complications in the processing of your visa application.

By offering an online option, Croatia is demonstrating its commitment to attracting and accommodating remote workers and embracing the digital nomad lifestyle.

How much does it cost?

The cost of obtaining the Croatia digital nomad visa includes the visa application fee, which is approximately €100, plus additional fees for administrative processes and biometrics that can vary slightly. You’ll also need to factor in the cost of obtaining required documents like criminal record certificates, translating documents if needed, and potential courier fees for sending your passport and paperwork to the embassy or consulate. While the visa itself is relatively inexpensive, be prepared to budget for additional expenses like travel costs to Croatia, accommodation during your stay, and ensuring you meet the minimum monthly income requirement of €2,500 (plus €500 for each dependent).

Timeline for Applying

The application process for the Croatia digital nomad visa can take several weeks to months. It’s crucial to start gathering required documents like proof of employment/self-employment, income statements, and accommodation details well in advance. After submitting the application, either online or in-person at a Croatian embassy/consulate, the processing time typically ranges from 30 to 60 days. However, delays may occur if additional documentation or clarification is requested. Plan ahead by applying at least 2-3 months before your intended travel date to Croatia to ensure sufficient time for processing and to finalize travel arrangements once the visa is issued.

Income Taxes

Paying tax while a digital nomad in Croatia

One of the major perks of being a digital nomad in Croatia is the exemption from paying taxes on your income to the Croatian government. This means that you can enjoy the beautiful surroundings and vibrant culture of Croatia without the added stress of tax obligations.

However, it is important to note that this tax exemption only applies to income earned through work as a digital nomad. Passive income, such as investments, capital gains, rents, pensions, and certain types of crypto trading, are not exempt from taxation. If you have passive income, you will need to report it to Croatia’s tax authority and pay taxes according to the tax agreements between Croatia and your home country.

Additionally, it is crucial to understand that this tax exemption applies solely to the digital nomad themselves. Spouses and partners are not eligible for the same tax benefits.

Overall, while enjoying the benefits of tax exemption as a digital nomad in Croatia, it is essential to stay informed about tax obligations related to passive income and to comply with the tax regulations in place between Croatia and your home country.

No income tax from the remote job for a year, and a way to avoid Shengen zone!

One of the key advantages of obtaining a Croatia digital nomad visa is the fact that as a digital nomad, you won’t be required to pay any income tax to the Croatian government. This is a significant benefit for remote workers looking to minimize their tax obligations while enjoying the benefits of living and working in a beautiful European country.

Additionally, Croatia’s location outside of the Schengen zone provides digital nomads with a unique opportunity to avoid the restrictions that come with the Schengen visa. The Schengen zone is a group of 26 European countries that have abolished passport and border control at their mutual borders, allowing for seamless travel within the zone for up to 90 days within a 180-day period.

By choosing to base yourself in Croatia, you can enjoy the freedom of traveling within the country and to other non-Schengen countries without the time constraints imposed by the Schengen visa. This flexibility allows digital nomads to explore a wider range of destinations and plan their travels more strategically without the need to constantly monitor their time spent within the Schengen zone.

Overall, the Croatia digital nomad visa offers a compelling combination of benefits, including the absence of income tax obligations and the opportunity to explore Europe while avoiding the limitations of the Schengen zone. For remote workers seeking a favorable tax environment and greater travel flexibility, Croatia presents an attractive option worth considering.

Digital Nomad Community

One of the key advantages of being a digital nomad in Croatia is the opportunity to connect with a vibrant and growing community of like-minded individuals. As more remote workers and location-independent professionals discover the charms of this Adriatic nation, a thriving community has emerged, offering a wealth of networking opportunities, shared experiences, and valuable support.

In major cities like Zagreb, Split, and Dubrovnik, you’ll find active communities of digital nomads who organize regular meetups, coworking sessions, and social events. These gatherings provide a chance to connect with fellow nomads, exchange tips and insights, and potentially collaborate on projects or businesses.

Additionally, several online communities and forums have sprung up specifically for digital nomads in Croatia. These virtual spaces serve as invaluable resources for finding accommodation, sharing recommendations on coworking spaces and reliable internet connections, and seeking advice on navigating the local bureaucracy and legal requirements.

Joining these communities can be a game-changer for digital nomads, as it allows them to tap into a wealth of knowledge and experience from those who have already navigated the challenges of living and working remotely in Croatia. Seasoned nomads are often eager to share their insights on everything from the best places to work and socialize to the nuances of Croatian culture and customs.

Moreover, the digital nomad community in Croatia fosters a sense of camaraderie and support that can be invaluable for those who may occasionally feel isolated or disconnected while working remotely. Having a network of fellow nomads can provide a much-needed sense of community and social connections, which can contribute to overall well-being and productivity.

Whether you’re seeking practical advice, collaborative opportunities, or simply looking to connect with like-minded individuals, the digital nomad community in Croatia offers a welcoming and supportive environment for those embracing this location-independent lifestyle.

Benefits of Croatia as a Digital Nomad Destination

Croatia has emerged as an attractive destination for digital nomads in recent years, offering a unique blend of stunning natural beauty, rich cultural heritage, and a growing digital infrastructure. Here are some of the key benefits that make Croatia an appealing choice for remote workers and location-independent professionals:

1. Affordable Cost of Living: Compared to many other European countries, Croatia boasts a relatively low cost of living, especially in smaller cities and towns. This makes it easier for digital nomads to stretch their budgets and enjoy a comfortable lifestyle while working remotely.
2. Excellent Climate: With its Mediterranean climate, Croatia enjoys long, warm summers and mild winters, making it an ideal destination for those seeking sunshine and outdoor living. The stunning Adriatic coastline, with its crystal-clear waters and numerous islands, offers ample opportunities for beach life and water sports.
3. Rich Cultural Experience: Croatia is a treasure trove of historical and cultural attractions, from the walled city of Dubrovnik to the Roman ruins of Pula and the vibrant capital, Zagreb. Digital nomads can immerse themselves in the country’s diverse traditions, cuisine, and art scenes during their downtime.
4. Growing Digital Infrastructure: While Croatia may not be a tech hub on the same level as some Western European countries, its digital infrastructure is rapidly improving. Many cities and towns offer reliable high-speed internet connections, coworking spaces, and a growing community of digital nomads and remote workers.
5. Excellent Connectivity: Croatia is well-connected to other parts of Europe, making it easy for digital nomads to travel and explore neighboring countries. With its extensive network of budget airlines and efficient ground transportation, getting around the region is convenient and affordable.
6. Safety and Stability: Croatia is generally considered a safe and stable country, with a low crime rate and a welcoming attitude towards foreign visitors and residents. This sense of security can be a significant advantage for digital nomads who value peace of mind while working and traveling abroad.
7. Natural Beauty: From the stunning Plitvice Lakes National Park to the rugged Dinaric Alps and the picturesque Istrian Peninsula, Croatia is a paradise for nature lovers. Digital nomads can take advantage of the country’s diverse landscapes, hiking trails, and outdoor activities to balance their work and leisure time.

Whether you’re seeking an affordable and beautiful location to base yourself or a temporary stop on your digital nomad journey, Croatia offers a unique combination of natural wonders, cultural richness, and a growing digital infrastructure that caters to the needs of remote workers and location-independent professionals.

For more information on other European Digital Nomad Visas you might want to consider click here to find out more!

FAQs About the Croatia Digital Nomad Visa

Can I apply for the digital nomad visa if I’m already in Croatia?

No, you cannot apply for the digital nomad visa if you are already in Croatia. The visa is designed for individuals who are living outside of Croatia and wish to work remotely within the country. It is important to apply for the visa before entering Croatia, as it is not possible to switch to this visa category once you are already in the country. Make sure to plan ahead and apply for the visa from your home country or current place of residence.

Can freelancing digital nomads with short-term contracts apply for the digital nomad visa?

Yes, freelancing digital nomads with short-term contracts can apply for the Croatia Digital Nomad Visa. To do so, they will need to provide contracts with their clients proving they are working remotely, show that their clients are not Croatian nationals or companies registered in Croatia, demonstrate that their own company is not registered in Croatia, and prove they meet the minimum income requirements on a monthly or yearly basis.

Can my family apply for the digital nomad visa with me if I’m the breadwinner?

Under the family reunification rules of the Croatian law, your immediate family members can join you in Croatia. They don’t have to apply for the digital nomad visa separately, as you can include their documents along with your application. For each family member that you apply with, your minimum income requirement will increase by 10%. Immediate family members include your spouse, common-law partner, and minor children. Additional documents required for family members include a marriage certificate for your spouse, proof of adoption or birth register for each minor child, and proof of civil union. Keep in mind that specific requirements exist for what constitutes a common-law partner in Croatia.

Are you eligible if you reside in any other country?

Yes, all third-country nationals can apply for the Croatian Digital Nomad Visa, regardless of their country of residence. However, some individuals may not be able to enter Croatia and apply for the visa from within the country without first obtaining a D type visa (short-term stay visa or a temporary stay visa). It is important to check the specific visa requirements and entry regulations based on your country of residence before applying for the Croatian Digital Nomad Visa.

How Much Does The Croatia Digital Nomad Visa Cost?

The fees for a Croatia digital nomad visa can vary depending on where you apply. If you apply at an Embassy, the cost is €55 for granting a temporary visa, €60 for the digital nomad visa, and €310 for a residence card. If you apply online, the fees are €45 for administrative fees, €30 for a residence permit, and €60 for urgent issuing of the residence card. If you apply at a police station, the cost is €45 for granting a temporary visa and €10 for administrative fees. Overall, the Croatia digital nomad visa is relatively affordable, but keep in mind that you will also need to purchase private health insurance for the duration of your stay.

How to Register the Residence in Croatia?

To register your residence in Croatia, you must first go to the nearest police station within three days of your arrival in the country. There, you will need to fill out Form 8a (Obrazac 8a) and present proof of accommodation, such as a rental agreement or booking confirmation. If you have a temporary address, like a hotel or hostel booking, you can always change the address later by repeating the registration process at the police station. It’s important to complete this step to comply with Croatian regulations and ensure a smooth stay in the country.

What Is A Croatia Digital Nomad Visa?

A Croatia digital nomad visa is actually a residence permit, not a visa, that allows non-EU/EEA nationals to live and work in Croatia for up to a year. It was introduced in 2021 to attract remote workers looking for a safe and stable environment to work from. Digital nomads must prove that they work for a company not registered in Croatia and have sufficient means to support themselves without entering the local labor market. With this permit, digital nomads are exempt from income tax in Croatia on their foreign-sourced income, making it a favorable option for those looking to work remotely in Croatia.

What If I’m Not Eligible for Croatia Digital Nomads as a Digital Nomad?

If you are not eligible for the Croatia digital nomad visa, there are still other options available for remote work in Croatia. You can apply for a tourist visa, which allows you to stay in Croatia for up to 90 days within a 180-day period. Alternatively, you can explore other countries with favorable remote work policies or consider applying for a different type of visa that aligns with your qualifications and goals. Remember to research and plan accordingly to ensure a smooth and successful remote working experience.

How Long Does It Take to Process a Croatia Digital Nomad Visa?

The processing time for a Croatia Digital Nomad Visa can take up to 30 days, but it may be longer in some cases. Factors such as verification time from the police station or diplomatic mission you applied to can affect the processing time. Additionally, the processing time may be extended if additional information or documentation is required. It is important to plan ahead and apply for the visa well in advance to ensure a smooth and timely process.

Can I Work for a Company Registered in Croatia with a Digital Nomad Visa?

No, the Croatia Digital Nomad Visa only allows remote work with a foreign employment contract. You cannot work for a company registered in Croatia while holding a Digital Nomad Visa. This visa is specifically designed for individuals who work remotely for companies outside of Croatia.

Can I Get Permanent Residency in Croatia with a Digital Nomad Visa?

No, a digital nomad visa in Croatia does not lead to permanent residency in the country. The digital nomad visa is a temporary residence permit that is valid for one year, with the possibility of renewal. To obtain permanent residency in Croatia, foreigners must prove that they have lived in the country for at least 5 years without interruption. The digital nomad visa does not automatically qualify you for permanent residency in Croatia.

Can Croatia Digital Nomad Visa Be Extended?

No, the Croatia Digital Nomad Visa cannot be extended. However, you can reapply for a new visa after your previous one has expired. If you wish to stay in Croatia for longer than one year, you must wait six months after your visa has expired before applying for a new one.

Is Croatia Digital Nomad Visa Easy to Get?

Obtaining the Croatia Digital Nomad Visa is relatively straightforward, provided you meet the eligibility criteria and submit the required documentation to the Croatian government. The visa application process is simple and can be done online through the official government website. As long as you have a remote job with a company registered outside of Croatia, proof of income, health insurance, a statement describing the purpose of your visit, a clean criminal record, and proof of residence, you should be able to successfully apply for the Croatia Digital Nomad Visa. Additionally, as a US citizen, you can enter Croatia without a visa and stay for 90 days to explore the country before applying for the digital nomad visa.

When Is the Best Time to Get a Croatia Digital Nomad Visa?

The best time to apply for a Croatia digital nomad visa is when you have all the required documents ready and meet the eligibility criteria. It is recommended to start the application process well in advance of your planned move to Croatia, as the processing time for the visa can take up to one month. Additionally, make sure to consider the validity period of the visa, which is one year with the option to renew for an additional year. Planning ahead and applying early will ensure a smooth transition to living and working as a digital nomad in Croatia.

When to apply for a Croatia visa?

It is recommended to apply for a Croatia visa at least one month before your intended travel date. The processing time for a digital nomad visa in Croatia can vary depending on various factors, so it is best to allow for ample time for the application to be processed. Additionally, make sure to gather all the required documents and have them translated and notarized before submitting your application to avoid any delays in the process.

Where can I find official sources of information?

The Croatian government has the following official website where you can look for the latest information and requirements while completing your application.

1. Official Government Website: The official government website of Croatia is the primary source of information for the Croatia Digital Nomad Visa. This website provides information on the visa requirements, application process, and any updates or changes to the visa program. It is recommended to regularly check this website for the most accurate and up-to-date information.

Digital Nomad Croatia Conclusion

Croatia’s introduction of a dedicated digital nomad visa presents an exciting opportunity for remote workers and location-independent professionals to experience this stunning Adriatic nation. With its affordable cost of living, Mediterranean climate, rich cultural heritage, and growing digital infrastructure, Croatia offers an appealing blend of work and lifestyle benefits. By understanding the application process, required documents, timelines, and costs involved, digital nomads can seamlessly navigate the visa process and embark on their Croatian adventure. As the digital nomad movement continues to gain momentum, Croatia’s proactive approach positions it as an attractive destination for this dynamic community of global remote workers.